It’s not to turn around and say, ‘let’s look to the entity that is underwriting the risk for the next 12 months and ask them to solve this problem’. The downfalls are that it doesn't get as warm as it does inland (which is a blessing if you don't like really hot weather.) “We don’t have any precision on what will happen in 50 years’ time, all we do know with certainty is that the sea will rise. "Sea air is good for sleep because it is generally cleaner and fresher … “Winter is the worst, since summer has much les… Or foggy. Right now, people are making new coastal investments when the country hasn’t collectively decided who – if anyone – will pay if their properties flood. The first thing that comes up with marine pollution is about the mercury pollution from coal which gives bad impacts to marine’s living. “[But] they provide policies for 12 months at a time so, at any time, once your policy expires, they are able to say ‘I’m terribly sorry but we won’t be renewing your policy’.”. This is because air … Fortunately any decent builder should recognise this up front and develop accordingly. Living or working near the ocean improves health and well-being, possibly by reducing stress and promoting physical activity, studies show. Living by the sea can be slightly more expensive than living elsewhere from a maintenance point of view, but the lifestyle it offers you is a very special one,” says Thomas. The ability to see to the horizon also means that you’re almost guaranteed either plenty of sunrises or sunsets, depending on your position. “We have a history of generously stepping up in times of national emergency and helping people in need,” she says. Ironically, during this same period, mangroves have disappeared with alarming speed. Last, what I don't like about living near the sea is the salt in the air/sea spray whatever. Homes that are right in front of the crashing waves will see more erosion on barriers that protect the home and backyard from the ocean waves. Aral Sea - Aral Sea - Environmental consequences: The rapid shrinkage of the Aral Sea led to numerous environmental problems in the region. By the late 1980s the lake had lost more than half the volume of its pre-1960 water. Moving closer to the sea "significantly improves people's well-being," White said — by about a tenth as much as finding a new job. People who live near the sea are happier than those who live inland. “The sea is eating all the sand,” says Frank, 32, dressed in a pink stretchy T-shirt and faded sarong. Working with a team at Victoria University in Wellington, she is piecing together equations based on what is known of our coasts and the insurance industry, and the likelihood and severity of flooding. Using her analysis, the day the “lease” is finished is the day when the property will likely lose its access to vital services like lending, insurance, or properly maintained roads and water pipes. 01/10/2019 10:26am BST All around the world, cities are edging further into the sea. A better way to keep your food cool at the beach; 8 summer superfoods to eat after a tough workout; As New Zealand moves from crisis to recovery mode the need to support local industry has been brought into sharp relief. That is why Storey is formulating some guidelines. A new study has found that living close to the sea has a positive impact on our mental health, meaning that coastal-dwellers could be receiving more mental health benefits from where they live than those who live inland.. People over 50 kilometers from … “The most important question is, when does it reach that insurance threshold?”. Like any place on earth, living near the beach comes with its own set of disadvantages. Insurance affects lending because, without an insurance policy, people will find themselves in breach of their mortgage contracts. In South Africa this can be seen along Cape Town’s prestigious Atlantic Seaboard, Umhlanga in Durban and smaller seaside towns like Knysna, Simon’s Town and Margate. Living below the sea is possible, at least for a short time. :) Here, … Globally, the number of people living on the coast is increasing. According to the President of the American Thoracic Society , Dr. Thomas W. … Storey’s research focuses on insurance, because, she reasons, it will probably be retreat by insurers, banks and property-buyers that eventually forces coastal homeowners to adapt to rising sea levels. Researchers looked at the happiness and income of 26,000 people. No matter what kind of vessel you’re in, it comprises a lot of moving parts. Londoners in search of sea views are flocking to Southend-on-Sea, according to new research from Rightmove. The Pros and Cons of Living Near the Water You can ditch the white noise machine and settle for the real thing by buying a waterfront home. Floods are the most frequent natural disaster; one … “The most important thing to understand is the additional wear and tear that come from prolonged exposure to sea air, which is substantially moister than average, along with being packed with corrosive salt,” he says. The average density of people in coastal regions is 3 times higher than the global average density. Enough is enough. Irresponsible Fish Farming. For almost 200 years, people have flocked to the ocean or taken part in salt baths in order to treat certain medical conditions, such as pulmonary fibrosis or COPD. It also gets overly breezy and even windy during the summer here. This week, we sail from one anchorage to another to explore some ruins on Mount Alvernia (also known as Como Hill)! Ironically, during this same period, mangroves have disappeared … 3. Living near the ocean can offer a lot of perks. The Risks of Living Too Close to a River. Some of us are even more connected and we thrive in life the closer we are to the sea’s edge. If you can help us, please click the button to ensure we can continue to provide quality independent journalism you can trust. “In fact, most people would probably say that as long as you’re informed as to what the maintenance demands are, they’re dwarfed by the unique pleasure of seaside living.” This is backed up by the consistently high demand for seaside properties and the resulting high prices that make these areas some of the most valuable in the country. That kind of paradox could give anyone an identity crisis. The extended mornings or evenings can make your day feel so much longer, a big factor in how people assess their quality of life. Researchers from Exeter University found that those living around half a mile from the coast are less likely to experience mental health problems such as anxiety and depression. “Insurance has never been for the life of a house, it is always renewed on an annual basis…The idea that a policy can signal the risk in 40 years’ time is just not possible. The oceans are among our biggest resource for life on earth, and also our biggest dumping grounds. Belinda Storey, like most of us, likes being near the ocean. Living By The Sea Is Officially Good For Your Mental Health (We Knew It) But those who do live near the coast need better access to it, urges study. Until then, people may well choose to enjoy the land. He says salty humidity and dew are among the largest factors in progressing corrosion, particularly during certain times of the year. “If the road to your property is repeatedly washed out, and the council eventually says ‘we can’t keep repairing it’, then that will impact the value. A verification email is on its way to you. Researchers like Storey and Ellis are trying to make sure people go in with their eyes open, knowing who’ll pay if the ocean comes to claim their home. Grafton says people shouldn’t expect their insurer to signal long-term risks. First and foremost, an endless flow of trash into the ocean will affect the health of humans and wildlife alike as well as compromise the livelihoods that depend on a healthy ocean. Straddling land and sea and teeming with life, mangrove forests are key to healthy coastal ecosystems, but it is only in the last few decades that people have begun to realize their importance. It might not be insurance that withdraws first, she says. “It has to be something that’s perceived as fair,” she says. The town of Queensburgh is experiencing huge demand from first-time buyers and young families particularly in Malvern and Escombe, with homes priced under R1m selling within days if not hours of listing. The downfalls are that it doesn't get as warm as it does inland (which is a blessing if you don't like really hot weather.) Even small changes increase the reach of existing storms and change the probability.”, “We have a history of generously stepping up in times of national emergency and helping people in need. New Zealand's admirable habit of helping people out of trouble tends to give off the impression that the Government will step in if people find themselves under-insured, but nothing has been formalised, Ellis says. For starters, there is of course the splendid view. Houses with a sea view have long commanded a premium thanks to their exclusivity and atmosphere. “[Insurers’] own profile of properties will have considerable variation from today to 30-40 years’ time, and we have no idea what the aggregate exposure [to coastal flooding] will be.”. I rarely see any. I live in Oregon. I live in Oregon. Salt air tends to increase the acceleration of rust, so regular maintenance is essential. The research suggests those who live less than a kilometre from the coast are around 22 per cent less likely to have symptoms of a mental health disorder, than … The crashing of waves, the cool night breeze rolling off the water, or the soothing sound of rushing river water will certainly rock you to sleep. “The most important thing to understand is the additional wear and tear that come from prolonged exposure to sea air, which is substantially moister than average, along with being packed with corrosive salt,” he says. Tel. The South African Reserve Bank is expected to keep the repo rate unchanged at 3.50 % but there is still good news for those who want to manage their bond effectively in 2021. Unnatural as it seems to many ocean-loving Kiwis, at some point, being too close to the sea might be viewed as a downside when it comes to valuing a property. We are not sure by how much and we know the level will vary in different locations within New Zealand,” Grafton says. Living near, or on, the lake saves fees you would otherwise incur. Government needs to do more to keep the laws governing Kiwis online safety relevant and effective. Climate change causes many ocean problems like rising sea levels due to the melting ice glaciers in Antarctica, coral bleaching due to warming sea, and changing species distributions. Living by the sea can pose a number of challenges though, says Steve Thomas, False Bay Franchise Manager for Lew Geffen Sotheby’s International Realty. SARB expected to keep repo rate unchanged (but knocking 7 years off your bond still possible), KZN’s Queensburgh sees ongoing demand for properties under R1m as families look to upsize, UK immigration changes for 2021: What South Africans need to know. People who lived within one kilometer of the coast were 22 per cent less likely to have mental health problems. That kind of planning is up to governments, councils, property owners, and their banks, he says. By its very nature, true seaside living is largely restricted to smaller communities such as those dotted along the False Bay coastline. But there’s a risk. Rising seas will raise the “base” for future storm surges, pushing water further inland and increasing the chances that a low-lying coastal property will experience a flood during any given year. It has been stated that there has been over a 35% increase in the population of people living on the coasts since 1995. Wood can also rot much faster than it would elsewhere if it is untreated. Rising seas will raise the “base” for future storm surges, pushing water further inland and increasing the chances that a low-lying coastal property will experience a flood during any given year. Sir Peter Cook is an English architect; also he is lecturer and writer on architectural subjects. I never get bored with the sea. Copyright © 2020 Property24 - All rights reserved. She’ll write a paper during the next six months, drawing on common New Zealand values and examples of solutions from other countries. Written by Tori Glascock. “But making that just an informal tradition is actually contributing to the uncertainty that we are all suffering under and that we’re all going to pay for. When waves cause coastal damage, it can result in flooding. Even if the bank chose not to foreclose, it would be tough to sell a house to a new owner if the buyer couldn't borrow, Storey says. Living by the sea can pose a number of challenges though, says Steve Thomas, False Bay Franchise Manager for Lew Geffen Sotheby’s International Realty. ... 8 Facts Why Is Living by The Sea Great For You. 3.16 > Nations with the largest populations and the highest proportions of population living in low-lying coastal areas. Over the next 18 months, she’ll use coastal elevation maps and storm-surge data from NIWA to try to work out when insurers might retreat from an area. She’s already built a valuation model; now she’s in the process of applying it to the New Zealand housing market. One virtual certainty is that New Zealanders will continue wanting to live and play near the ocean as long as they can. Rising temperatures are affecting wildlife and their habitats. ... Overfishing is a serious problem in many parts of the world. The fuzziness gives people who are investing in property an incentive to “play chicken” with the Government, she says. Kate Peers Sunday 21 Jan 2018 7:00 am. Lisa Ellis, from the University of Otago, is looking for guiding principles that New Zealanders could apply to decide who should pay when people’s homes become uninhabitable. +27 (0)861 111 724. Start your day with our best stories in your inbox. One of the disadvantages of living on the coast is summer crowds. It doesn't do any good to the skin and the hair and of course to anything metal in the house. On the social aspect, the constant threat of sea level rise menaces hundreds of millions of people living in coastal communities. But she can confidently say that the delay in deciding is raising the costs for everyone. Living by the sea brings many joys but, for those living on Australia’s north-east coast, Cyclone Oma provided a few “Oma-gosh” moments about the perils of coastal living. Water damage is a real issue for seafront homes, and must be taken into consideration if you’re thinking of buying a property in a particular neighborhood. Coastal population growth and development on coasts. Living by the sea helps allergy sufferers and people with respiratory problems: One of the benefits of living by the sea is that it helps to have better lung quality. Living by the ocean might improve both your physiological and physical health, in addition to inspiring your creative side! One thing Ellis will consider is whether people building new coastal homes today, knowing the sea level risk, should, in fairness, be treated differently from people who’ve lived near the water for ages. Reader donations are critical to what we do. Twitter: @eloise_gibson. If you have been thinking about purchasing real estate close to the sea, you may be creating a list of pros and cons. As Storey points out, so far, governments haven’t stepped in to ease the uncertainty. Please note that you are using an outdated version of Internet Explorer which is not compatible with some elements of the site. Free radicals are organic molecules that are responsible for aging and tissue damage. But, while life along the coast may seem ideal, it may not be easy on your car. “The answer lies in everybody being aware of the risk, from the owner saying, ‘I want to take out a 30-year mortgage in this risk-prone area and the bank saying ‘do I want to give a mortgage for 30 years?’,” he says. The Pros and Cons of Living Near the Water. The problem for buyers lies in the fact that while the challenges of seaside living are quite easily quantifiable in terms of time and money, the benefits are not. Although science has yet to prove some of the reasons why ocean side living is beneficial to your health, people continue to be drawn to the ocean for a reason. Share this article via facebook Share this article via twitter Share this article via messenger. Living Near the Beach: Pros and Cons Pros There’s Always Something to Do. “A lot of people focus on, when does the probability [of flooding] become an annual event, or a daily event, but that is not the most important question,” says Storey. As a specialist in climate risk, she knows that things aren’t looking good for homes on low-lying parts of New Zealand’s coast. Indeed, the cause is from human activities on the seas including fishing and coastal development. Essentially, the formula treats freehold titles in the risk zone as if they were leasehold titles, “except,” she says, "the lessor is not a person or organisation, it’s nature”. However Storey says those scenarios are still being tested. “In the end it comes down to a simple decision. So why does anyone choose to live by the sea? Does this belief hold any merit though? Rising seas will raise the “base” for future storm surges, pushing water further inland and increasing the chances that a low-lying coastal property will experience a flood during any given year. Early indications are that houses might lose access to insurance somewhere between a one-in-50-year probability of flooding (when Storey says some people may lose insurance or face big hikes in their premiums) and a one-in-20-year probability (where she thinks getting insurance is probably unlikely). If you are using Internet Explorer 8 or higher, please verify that your Internet Explorer compatibility view settings are not enabled. Please contact our Property24 Support Team for further assistance. This is, of course, contingent on how close the home is to the ocean. However, something you’ll never be short on at the beach is excitement. Countries with fewer than 100,000 inhabitants are not included. Why living by the sea is good for your mental health. But research shows that spending time by the ocean has many positive effects on health and well-being, epidemiologist Lora Fleming of the University of Exeter in England, said here on Wednesday (June 26) at a science policy conference of the American … However, choosing the right beach is a simple solution to this problem. The healing powers of a bracing climate are particularly effective in autumn and winter, because it is at these times of year that people with respiratory problems are most affected by the dry air caused by central heating, damp cold and air … Equities seem the only option when property is unaffordable and interest rates are low. Published February 26, ... SeaWorld was just cited for failing to maintain the flooring at its Sea Lion and Otter Stadium. Indeed, climate change makes the bad connections to other’s living. That would have left people who couldn’t pay the excess effectively uninsured, Storey says. Follow the link in the email to complete the registration process. Global sea levels are rising 0.13 inches (3.2 millimeters) a year, and the rise is occurring at a faster rate in recent years. “My dad milled the timber and then built the house, so I have this really intense emotional attachment to it, even though I know the science and I know the risk,” she says. 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